Stop Wasting Money With Credit Cards

IRVINE, Calif., Jan. 23 -- The convenience of credit cards makes them a very attractive and sometimes necessary choice for most consumers -- but they can also be dangerous. With a few savvy strategies, even debt-riddled consumers can minimize many of the extra costs associated with credit card debt.

"If consumers must be in credit card debt, they should at least be smart about it," said Jason R. Rich, author of Smart Debt (http://www.entrepreneurpress.com/). He offers strategies to avoid wasting money on fees and interest.

* Apply for credit cards that have the lowest interest rates and fees.
Read the fine print of the cardholder's agreement carefully to
understand all associated fees: annual fees, account maintenance
charges, over-the-limit charges, late fees, cash advance fees, ATM fees,

etc.

Read more at: Stop Wasting Money With Credit Cards