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September 13, 2007

Use credit to your advantage


We are all living on borrowed time. Many of us are living on borrowed money, too.

Thirty years ago, a college student wouldn’t have had as many choices for a credit card, even if they wanted one.

Today, it’s easy to get a credit card. Some companies will pre-approve high school seniors and send them the forms to fill out for a new card.

A banker once explained credit to me as, “your ability to handle payments.”

Credit can be very good when it’s used responsibly. Depending on the situation, it can be a very helpful tool to have and use, especially when applying for a car loan or renting an apartment.

Read more at: Use credit to your advantage

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