How to escape card debt

Credit card debt is like mold: The longer you ignore the problem, the more wildly it grows.

If you're a twentysomething, you may have put tuition or books on your credit card while you were in college.

Or maybe you charged your rent or groceries to your card. Now you're swimming in a pool of high-rate debt. And that debt has likely grown more costly as short-term interest rates have risen.

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