Be wary of credit card fine print

If you're sick of "Jingle Bells" and "Deck the Halls," Consumers Union has a new tune to get stuck in your head.

"It's Always Christmas Time for Visa," an animated music video that can be found at www.creditcardreform.org, is described by the organization as a "lighthearted take" on credit card fees, interest rate increases, and mind-numbingly complex and oh-so-tiny fine print.

There's nothing lighthearted about being slammed by $30 fees and 30 percent interest rates. So it's no wonder young people feel burdened by their credit card bills.

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