'Sir, do you need a new credit card?'

How many times have you heard that and wished you could put this incessant mobile spamming to end?

It is 11 in the morning and your phone is ringing incessantly. When it rings for the third time, you excuse yourself from the meeting, get a raised eyebrow from your senior, only to hear, "Sir, I am calling from XYZ Bank. Do you need a personal loan?"

Sunday afternoon and after finishing all the work that had piled up during the week, you are enjoying your well-earned afternoon siesta. But the bliss cannot last. The phone rings and, "Your car's insurance is due, would you want to avail the services of our insurance company?"

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