Credit card advice will help students cut debt

PICK a card - and that's not the opening line of a trick if you are a student looking for credit.

But it's a decision that can have a massive impact on any debt that builds up.

Student debt is becoming such a worry that a support service for those who have credit cards is being launched.

The Association for Payment and Clearing Services, which governs how credit cards are used in Britain, has responded to inquiries from undergraduates and its own research to create an online guide to student plastic and responsible borrowing.

Sandra Quinn, director of communications at Apacs, said: "Most students expect to be in debt when they graduate and while it might be impossible to avoid student loan debt, getting a handle on managing your finances can make the world of difference.

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